💡 It is a good idea to check your report every now and then, but the main reasons for checking it include:
-> if you are changing job or moving home;
-> if you are applying for credit;
... -> if you are worried about ID fraud.

Check yours here! ⬇
https://checkyourcreditreport.eu/

🆕Some positive news from our member and German #CRA @SCHUFA_Dialog: The repayment behavior of #consumers in Germany remained at a consistently high level during the #Corona crisis. 97.9% of all ... installment loans taken out 2020 were still serviced in accordance with the contract.

✅ If your application scores above the pass mark, it will often be automatically accepted or passed on to the next stage of the lender’s decision-making process.

💫 This allows much faster and... efficient decision-making, which improves your experience
⬇
https://checkyourcreditreport.eu/

📊Types of data collected are quite consistent over time, though the coverage of most indicators has increased

However, in contrast to the 2017 results, the share of CRAs that collect data on ... consumers’ income and the data on family-group has decreased
⬇
https://accis.eu/facts-and-figures/

🤔 Do I have a single credit score?

✍ No. Different organisations take different information into account when calculating your #credit score and may use different formulas for different ... products.

Learn more here! ➡ https://checkyourcreditreport.eu/

#data #money #ACCISForYou #CYCR

#Cybercrime: know the form of the attack to establish the defence
The #pandemic has provided more opportunities for hackers to carry out their criminal activities, along with more intense use of the ... web by a wider range of users
Read this @crifjm article⬇
https://www.crif.com/news-and-events/news/2021/may/upsurge-in-online-personal-data-theft/

💳 A credit reference agency (#CRA) is an independent organisation that securely holds #data about you – including things like your #credit applications, accounts, and #financial behaviour. In ... some countries, CRAs are also called credit bureaus.

Read more https://checkyourcreditreport.eu/

💡Most of the #CRAs collect data on #borrowers, including name, date of birth, #taxpayer identification
number, gender and address.
In line with the results of the previous survey, CRAs tend
also... to collect #data related to #bankruptcies.

Learn more ⬇
https://accis.eu/facts-and-figures/

💥 ACCIS Press Release 💥

ACCIS wants to congratulate the four new members of our Board of Directors. They have been elected by the members on 15 June 2021, for 2021-2023.

Read the full Press ... Release here ⬇
https://accis.eu/the-accis-board-welcomes-four-new-board-members/

#ACCISForYou #credit #data #CRM #creditscore

🛫 One challenge when moving to another country is financial. You could have a great credit history but no way to leverage that credit to get housing or consumer goods in your new destination

🤝 ... ACCIS has encouraged the reciprocal exchange of credit information among its members