Feb 28, 2022 | Enabling Transactions
In our response to the public consultation on the Mortgage Credit Directive, ACCIS illustrates that the requirement to base a creditworthiness assessment (CWA) on information on the consumer’s income and expenses and other financial and economic circumstances which is...
Nov 25, 2021 | Digital Transformation
In our response to the EBA public consultation on amending RTS on SCA and CSC under PSD2, ACCIS notes that a consistent number of difficulties both for account information service providers (AISPs) and for open banking final users’ come from the process of strong...
Oct 15, 2021 | Enabling Transactions
In our letter to the European Data Protection Supervisor on his opinion on the European Commission’s proposed Directive on consumer credits, we note that it is not possible to predict today what data categories could be used tomorrow to improve consumers’ access...
Sep 2, 2021 | Managing Data
In our response to the public consultation on the future EU Data Act, ACCIS describes the data sharing activity of CRAs. Regarding the most relevant elements to increase data sharing, ACCIS agrees with the basic idea that the party sharing data obtains a reasonable...
