Enrique Velazquez, Author at ACCIS

ACCIS response to public targeted consultation on Open Finance

Jul 5, 2022 | Enabling Transactions

In our response to the European Commission’s targeted consultation on Open Finance, we state that Open finance should complement what exists and works well in the market today: it should add value to existing markets and systems for the sharing and reuse of financial...

ACCIS response to EDPB’s Guidelines on calculation of fines

Jun 27, 2022 | Managing Data

In our response to the EDPB’s Guidelines on calculation of fines, we note that the EDPB appears to emphasise setting GDPR fines at a level that effectively deters future non-compliance whilst we would prefer similar attention to ensuring the proportionality of GDPR...

ACCIS response to EDPB’s Guidelines 01/2022 on Data Subject Rights – Right of Access

Mar 11, 2022 | Managing Data

In our response to the EDPB’s Guidelines 01/2022 on Data Subject Rights – Right of Access, we highlight several positive elements in how the EDPB guides in relation to the form of Data Subject Access Requests (DSARs), the provision of a copy or the limits to respond...

ACCIS policy recommendations on the revised Consumer Credit Directive

Feb 16, 2022 | Enabling Transactions

In our policy recommendations on the revised Consumer Credit Directive, we provide an overview of the functioning of creditworthiness assessments (CWAs) and credit scores in consumer lending decisions, an analysis of the role credit databases play, and targeted policy...

ACCIS policy recommendations on the EU Act on Artificial Intelligence

Jan 31, 2022 | Digital Transformation

In our policy recommendations on the EU Act on Artificial Intelligence we provide an overview of the functioning of creditworthiness assessments (CWAs) and credit scores in relation to lending decisions (and other service provisions) and an analysis of the role that...

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