May 31, 2020 | Digital Transformation
In our response to the public consultation on a European strategy for data, ACCIS expresses strong support for data-driven innovation. The expansion of data availability and the re-use of existing data create opportunities to generate insights that empower individuals...
May 6, 2020 | Enabling Transactions
In our letter on credit data in the context of the COVID-19 pandemic, we welcome the actions that public authorities and bodies at EU, Member-State and international levels have taken to support businesses and households as a result of the COVID-19 pandemic. We also...
Feb 11, 2020 | Managing Data
In our contribution to inform the preparation of the European Commission’s evaluation report of May 2020 on the application of the GDPR, we take stock of our experiences implementing the GDPR in a number of areas of interest. The credit reference industry has taken...
Jan 17, 2020 | Managing Data
In our contribution to the EDPB’s draft guidelines on Data Protection by Design and by Default, we ask the EDPB to address a number of issues in relation to the examples provided in the document. In particular, in connection to the examples under “Lawfulness” i.e. a...
Sep 30, 2019 | Enabling Transactions
In our response to the public consultation on loan origination and monitoring organised by the European Banking Authority (EBA), ACCIS recalls that creditworthiness assessments that use more comprehensive data are more accurate in predicting credit risk and...
Apr 9, 2019 | Enabling Transactions
In our response to the public consultation on the evaluation of the Consumer Credit Directive (CCD), ACCIS recalls that creditworthiness assessments are an important regulatory requirement to protect consumers from over-indebtedness and recommends five ways to improve...
